How to Accept Credit Cards on a Website
Whether you are starting a brand new business from the ground up or taking the next step and moving your current business online, you will need a way to process payments online. You may not know exactly how to accept credit card payments on a website. Allied Wallet is here to help you understand the process and make the implementation easy for you.
You probably already know that online shopping is huge. In fact, Parade magazine conducted a survey which found that nearly 85% of internet users were also frequent online shoppers. If you can offer your services online and you aren’t, you are missing out on a huge opportunity. Just think about all of the products and services you have purchased online in the past couple of months to understand why being able to do business and accept payments online is so important.
When you choose Allied Wallet, you avoid having to spend months taking multiple steps to be able to accept payments online. Allied Wallet is your one stop shop, completing the entire process in less than a day.
So what exactly is involved in becoming an online shop? When you choose Allied Wallet, all of these steps are taken care of. Keep in mind that it is important to know what you are receiving, how everything works, and how complicated the process can be without someone on your side.
How to Accept Credit Card Payments On a Website
Step 1: Setting up a Merchant Account
The first thing you need to think about when taking your business online is getting a merchant account. This is a type of bank account that allows your business to accept payments via debit and credit cards. Typically, the payment processor you choose will actually have the merchant account and you will enter into an agreement with them. You will still need a checking account for your business to deposit funds.
At Allied Wallet, you will receive unparalleled customer service as a merchant. You will have access to technical support, and your customers will have access to service support 24/7. Plus, with our constant monitoring, your accounts are always safe from fraud.
Step 2: Payment Gateway
You have the merchant account down, but you are probably wondering exactly how to accept credit card payments on a website. Imagine you are in a physical location and you are swiping your card to purchase something. That is basically the concept behind the payment gateway. It is the service you use that moves money from the customer to the business and provides feedback to the customer. If a customer needs a refund or needs to void a transaction, that also occurs in this step.
Allied Wallet’s payment gateway permits you to process transactions in 196 countries using 164 different currencies. You will be able to accept a multitude of payment options, including European Direct Debit cards and ACH, on top of a wide range of credit cards. Our gateway is simple to manage, extremely safe, works with your current programming language, and integrates with any of our shopping cart partners.
Step 3: Payment Processor
The payment processor is the entity that communicates with credit card companies and the banks that issue the credit cards. This is an important step in how to accept credit card payments on a website. The processor makes necessary fraud and credit checks and then sends the statement of approval or refusal to the payment gateway.
At Allied Wallet, we have a variety of options for you to choose from when it comes to credit card processing. For smaller businesses, QuickPay can be an efficient, cost-effective way to accept credit card payments. Business Pro offers larger corporations a more customized plan. Either route gets you the simplicity and security that Allied Wallet customers have grown to know and love.
Step 4: E-Commerce Tool
This is the part that allows you to actually sell something. Many businesses choose to incorporate a shopping cart for this function. The great part about Allied Wallet is that you can integrate it with any of our shopping cart partners.
To get the ball rolling, you’ll want to decide which shopping cart tool is right for you. Then our payment processing solutions can be adapted to fit the specific needs of your business. All of this can be done in as little as a day!
To reach customers and make their interactions with you as easy and as smooth as possible, you need to offer them a way to pay for your services that is convenient. Grow your business and your profits by accepting online payments, and let Allied Wallet help you along the path. Now that you know how to accept credit card payments on a website, you know how complicated the process can be. Allied Wallet is here to simplify your payment processing globally.
We don’t simply offer you a plan, we customize a service for your business so that you have everything you need to be successful. Get your online business up and running with one secure, affordable service: Allied Wallet.